There are multiple apps on the phone nowadays, right from entertainment to utilities and knowledge. Did you know that you can now have apps that will help you keep a check on your credit score? If the score is not satisfactory, the app will guide you towards a positive credit score. We list down apps to help you improve a bad credit score.

Credit.com
While many other apps require you to take a paid subscription, this one is free to use. You can access your credit profile, check your credit score, and compare it with your peers’ credit scores. You will see your current financial standing. If the position does not look good, the app will tell you the reason so that you can make amends. Also, the app will provide money-saving tips that will be tailored as per your profile.

Credit Karma
This app is very easy-to-use, and you can keep a check on your credit score on the go. The app brings you your credit score from TransUnion and Equifax, which are two major credit bureaus. If your credit score goes down suddenly, you will get an alert for a missed payment, which will help you keep a check on various reasons because your credit score could suffer. Further, the app provides useful tips to improve your credit score and provides loan recommendations as well.

Mint Money Manager
Like Credit.com, this is also a free tool that you can access to keep a check on your credit score. The app is very easy-to-use, and it gives you tips on how to improve your credit rating. All your bank accounts, credit cards, and other investment accounts can be connected with this app, and you can get a consolidated overview of your finances. If you are looking for convenience, this is one of the best apps to help you improve a bad credit score.

myFICO
While the app is free of cost, you need to have a myFICO account to use it. This means that the effective price of using the app comes down to $20. You can monitor your credit score, and you will also get a FICO score simulator, which shows the implications of certain actions that you might take on your credit score.

Self
You can easily analyze your spending pattern with this app and remind yourself about which payments are due in the near future. The app categorizes your expenses into different heads like groceries, entertainment, bills, etc. This helps you understand where you’re spending and how much. It also helps you fix a budget, which is based on your income and expenses.